The top health insurance companies in the USA for 2024
Here are some of the top health insurance companies in the USA for 2024:
1. **Blue Cross Blue Shield (BCBS)** – Known for its wide network and variety of plan options, BCBS is often considered the best overall due to its strong cost and quality ratings. It offers coverage in 36 states, making it widely accessible.
2. **Kaiser Permanente** – This company is renowned for the high quality of its health plans and customer satisfaction, especially in the states it serves. However, its availability is limited to eight states and the District of Columbia.
3. **Oscar Health** – Oscar stands out for its health management programs and innovative features like step rewards. It’s a good choice if you value preventive care and wellness programs.
4. **UnitedHealthcare** – One of the largest health insurers in the country, UnitedHealthcare offers extensive coverage options and a strong network of healthcare providers.
5. **Aetna CVS Health** – Aetna offers a variety of affordable plans and is particularly noted for its partnership with CVS Health, providing easy access to a wide range of healthcare services.
6. **Cigna** – Cigna is another large insurer with a strong emphasis on customer service and global coverage options, making it a good choice for those who travel frequently.
7. **Humana** – Best known for its Medicare Advantage plans, Humana also offers individual and family plans with a focus on wellness and preventive care.
8. **Molina Healthcare** – Molina is a good option for those seeking Medicaid and Medicare services, particularly in low-income and underserved communities.
9. **Anthem** – Anthem offers a broad range of plan options and is part of the BCBS network in certain states. It’s known for providing comprehensive coverage and strong customer support.
10. **Centene (Ambetter)** – Centene, through its Ambetter brand, provides affordable health plans, particularly in the marketplace, and is known for serving lower-income populations.
These companies were selected based on factors like customer satisfaction, plan quality, network size, and special features like wellness programs.