Oscar Health Insurance

 Oscar Health Insurance is a technology-driven health insurance company based in the U.S., known for its consumer-centric approach and use of technology to simplify healthcare. Here’s a brief overview:

1. Plans Offered:

   • Oscar provides individual, family, and small business health insurance plans, primarily available through the ACA (Affordable Care Act) marketplace.
   • The company also offers Medicare Advantage plans in select states.

2. Technology Focus:

   • Oscar emphasizes technology integration through its mobile app and website, where members can easily book appointments, track deductibles, find doctors, and receive telemedicine services.
   • The app also offers a concierge care team, providing personalized health support.

3. Telemedicine:

   • Oscar provides free access to virtual care 24/7, allowing members to consult with doctors via phone or video without co-pays in many cases.

4. Networks and Providers:

   • Oscar operates on a narrow network model, meaning it partners with a smaller set of doctors and hospitals to provide more coordinated care at lower costs.

5. Wellness Incentives:

   • The company offers a rewards program where members can earn cash incentives for achieving daily step goals, tracked through the Oscar app.

Oscar primarily serves members in several U.S. states, and its coverage options and features can vary depending on the state.